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Motor Vehicle Legal Terms

The laws governing motor vehicles differ widely from one state to the next. In general the law, it is assumed that the vehicle is being operated by the owner's permission.

Laws enhancing penalties such as making revocation automatic and targeting social hosts have varying effects on mortality rates. All of these measures, which include mandatory education, alcohol treatment, and interlock devices have a small effect.

Legal Definitions

State laws govern motor vehicle legal terms. The definitions used by the federal government for national fuel economy standards and licensing standards for commercial vehicle drivers are primarily administrative in nature and do not apply when states determine their own registration classifications. These vehicle classifications determine if a driver requires special licenses to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and others. As an example light truck, it's any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination of vehicles that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a type of vehicle with wheels that is utilized by people who are physically disabled and cannot walk. A moped is a vehicle with not more than three wheels on the ground and that can travel at maximum speed of 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is one that is driven by a driver sitting on the top. A person who owns the legal title to a vehicle is referred to as the owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that deal with everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles covered by law. While some of these laws are similar between states, some are very different. For instance there are laws that restrict the number of people a person can transport in a pedicab. There are laws against reckless driving in certain types of roads, for instance, a parking lot.

If you break the law, you could be penalized and fined. Penalties can include having your license revoked or the requirement to attend traffic school.

The law governing speed limits on roads is one of the most important laws a state has. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines a "motor vehicle" as any vehicle or other device that is propelled mechanically and used on roads to transport property or people or for commercial purposes. The law excludes trailers semitrailers and coaches, all-terrain and snowmobiles as well as motorized mobility assist devices that are operated by people with disabilities, and self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle policy is a contract which protects the insurer from financial loss caused by bodily harm or death or property damage caused by a third party due to the ownership, operation, maintenance, or use of an insured vehicle. It can also offer protection against physical damage to the vehicle. motor vehicle accident lawsuit mountain view must include the address and name of the insured named as well as the coverage provided by the policy, the premium that is charged, the period of the policy's effectiveness, and the limits of liability. It must also contain an agreement or an endorsement that states that the insurance coverage is in line with the coverage specified as to bodily injury, death or property damage.

The language in a motor vehicle insurance policy can be confusing to the average person, and Duncanville law firms will often recommend that individuals review the sample policy to understand the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase is used frequently in statutes that govern vehicle registration and financial responsibility laws.





Examples of coverages covered under a motor insurance policy include commercial auto insurance for vehicles used for commercial or business establishments or activities, employment, or occupations done for profit, automobile liability insurance, which covers PIP, MP, and uninsured and underinsured coverage for drivers (UM/UIM). This type of insurance is required in many states.

Permitted Use

If someone other than a named insured or family member drives your vehicle and is involved in getting involved in an accident, it's crucial to know how insurance coverage works in these instances. This is known as permissive use. The specific terms of your policy can vary however, in general, most large car insurance companies provide this kind of coverage.

It is important to remember that you are liable for any damage caused by a driver who has your permission. Permission may be express or implied but does not necessarily have to be written.

In determining whether there is implied permission, courts will look at the relationship between the two parties; their previous behavior and use of the vehicle; and the circumstances surrounding the particular driving incident in question. A court also will consider whether any restrictions were imposed on the scope of permissive use. It will also consider if slight deviation from the time, place and use limitations of the permission would violate these restrictions.

Keep in mind that adding a driver to your car insurance could cause your premium to go up, since it makes the vehicle more risky to insure. It is therefore essential to consider your options carefully prior to giving your vehicle over to anyone else. If you're unsure whether you should add someone to your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy. You can also get a free quote.