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Motor Vehicle Accident Compensation in New York
If you are injured in a motor vehicle accident that the state of New York deems serious, you may be able to sue for compensation. Your lawyer will tell you if your injuries are within the threshold.
Insurance companies are experts at contesting your losses. This can lead to settlement offers that are not in the range of what you require.
Damages
If you've been injured in a motor vehicle collision and suffered injuries, you could be entitled to compensation. These damages are intended to pay for your expenses and losses, including medical expenses along with lost income, as well as property damage. You may also receive compensation for suffering and pain. This kind of compensation is more subjective and can be difficult to quantify. However, a skilled tort attorney can help you obtain the most compensation for your injuries.
For example, if you suffer an injury that results in a permanent limitation of the use of your leg or arm, your compensation could include compensation for future costs that are a result of the impairment. This could include surgeries, physical therapy and prosthetics, as well as equipment. A permanent loss of a leg, or a disfigurement can trigger emotional trauma that lasts for a lifetime and a decrease in quality of life. This is known as mental anguish.
Insurance companies often attempt to decrease the value of non-economic damages which are considered to be intangible. Morgan &Morgan's experienced and knowledgeable tort attorneys can ensure that you get the full value of your general damages.
Medical bills
If you're injured in a motor vehicle accident medical bills can build up quickly. You might feel overwhelmed by the costs particularly if you're still recovering from your injuries.
Luckily, there are several ways in which victims of car accidents can receive assistance with their medical bills. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage, which will cover the initial medical expenses of a victim after an accident. PIP will cover the loss of income in the event that an individual is unable to work for up to 90 days.
Medicare and health insurance may also cover medical expenses in addition to PIP. The only restriction is that the patient must prove the expenses are directly related to the incident. This can be done by submitting receipts and invoices from the doctor.
motor vehicle accident attorney kenner and doctors might permit an accident victim to negotiate a payment arrangement in exchange for a lien on the victim's personal injury verdict or settlement. These liens are also known as hospital liens or medical liens. If you don't resolve these liens in a reasonable time frame the debts could be transferred to collections. Victims may also seek reimbursement for the cost of mileage related to getting to and from medical appointments by keeping track and saving their mileage receipts.
Loss of wages
In the event of an accident with a vehicle can put you in an extremely difficult financial situation. Losing a few weeks of pay or even a whole month can be devastating for many Americans who live pay check to paycheck. Car accident victims are usually successful in recovering lost wages through their lawsuits for car accidents.
In most cases, lost wages are calculated by calculating how much time an injured worker would have been able work, if not for the injury. This could include any missed shifts or overtime hours, and any work that is performed during the hospitalization. To prove lost income the plaintiff needs to request documentation from the employer. This can include letters that verify the time spent away from work, as well as their hourly rate or salary. Pay stubs or copies of the injured person's last tax return may be added in addition to other documents.
It is essential to submit the demand package as quickly as possible after a car crash. This will allow the person who was injured to get the most benefit from their claim. The evidence of the accident is more convincing when it is immediately provided.
Pain and suffering
It can be difficult to value the physical and emotional stress that result from a car crash. However, it is still crucial to seek compensation for these damages in your accident case.
These are called non-economic damages. These damages can include suffering and pain and loss of enjoyment of life, PTSD, and more. These costs are difficult to quantify since it could take some time to fully comprehend the impact of your injury.
Your lawyer can use either of two methods to calculate pain and suffering damages. The most commonly used is the multiplier method in which your economic damages are tallied--including the future and past medical expenses, any loss of income from work due to your injury and property damage--and multiplied by a number that varies from 1.5 to 5. The higher the number is the more serious your injuries are considered.
Per diem is an alternative method to measure the amount of suffering and pain. Lawyers can request that the jury give you a dollar amount for each day you suffer. This is particularly beneficial to accident victims who work outside the home or who struggle to take care of children while they recover from their injuries.