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Cost of Replacing a Lost Car Key

It is crucial to understand the cost involved when you lose your car keys. You can obtain a copy of a basic car key from any hardware store, but a smart key may require you to go to a locksmith or dealer.

There are ways to save money if your device is damaged but is not in need of programming.

1. Type of Key

Car keys have a peculiar ability to disappear in strange places. They can be hard to locate, whether they slip out of your pocket when you're shopping, are stuck between the sofa cushions, or fall into the crack in the back seat. In the past, you could pop into your local auto locksmith or hardware store to get a replacement.

It's costly to replace a key fob or a remote transmitter if you have an automobile that is equipped with advanced technology. These systems use remote transmitters and key fobs which are tiny electronic devices. They're also loaded with circuitry, making them expensive to replace in the event of an eventual loss.

You should therefore consider a key fob insurance plan which covers up to $400 dollars per key stolen or lost. These plans typically cover only a small fraction of the total replacement costs and provide unlimited replacements for lost or stolen keys, as well as additional benefits like towing and roadside assistance.

The type of key you have will also affect the cost. Certain keys are more expensive to replace. For example, basic metal keys that don't have a key fob are relatively inexpensive, because they're mechanical and can be easily replaced by an expert locksmith or mechanic. However, if the key is equipped with transponder chips, it will require specialized equipment to copy. These devices are usually available at dealerships or car manufacturers, and could be a major driver of the total cost.

Laser cut keys are another factor that could increase the cost of a replacement car key, as these are usually heavier than regular keys. They are made from metal that is then molded to the desired shape and then cut using lasers that are precise to ensure a perfect fit.

2. Key Fob

Not too long ago, losing your car keys was not a big problem. You could purchase keys replacements from a locksmith or car dealership, and it was likely relatively cheap to do so. However since cars have become more technologically advanced as well, so have their keys, which means replacing a lost key can be more expensive than it used to be.

Key fobs were popular in the '90s as an extra feature that allowed car owners to lock and unlock their vehicle without the need for a physical key. The small plastic fobs come with a button which when pressed by the user, signals the onboard computer to lock or unlock the vehicle. Some also include a button that allows you to activate the alarm system of the vehicle or open the trunk.

A traditional key without a fob is akin to those that were made prior to the '90s and it can be cut by an automotive locksmith for a fee. Some locksmiths will even replace lost fobs while you wait.

It is more costly to replace a fob that has a transponder or computer chip as opposed to a traditional one. Reprogramming and pairing them can cost upwards of $200 and are only accessible through the original dealer of the car.





Many companies that deal with automobiles, including auto repair shops, car dealerships and salvage yards, could end having a lot of spare fobs that aren't attached to a specific vehicle. Some of these are available to the public, whereas others require specialized equipment or technical knowledge to program. This isn't something that the average person can do. It's best to always keep a spare key in your wallet or purse. You can also add GEICO Emergency Roadside Service as part of your insurance policy to make things easier if you need it.

3. Laser Cut Keys

Unlike traditional mechanical keys, laser-cut keys feature deeper ridges and grooves. They are also more difficult for car thieves to duplicate.

They also have slits tooled into both sides of the key blade that allow them to be inserted into the door and the ignition cylinder lock in either direction. These are the most common kind of car keys that are in circulation today. They are more sought-after than traditional key fobs due to the fact that they provide a higher degree of security and ease of use.

It is important that the company cutting the keys has the correct equipment. Otherwise, you'll end with a key that doesn't function properly. You must also be aware of the quality of the blade, since low-quality blades can damage the key cutting machine or even break inside your ignition cylinder.

The locksmith will require your vehicle identification number (VIN) to cut a key using lasers. Once they have this information, they can run it through a computer system to get the specifications for your specific vehicle. They can then use a CNC machine to cut the key based on these specifications.

They are typically only available through dealerships. They are however, less expensive than traditional key fobs and also have the benefit of being difficult to duplicate.

The labor costs for a typical laser-cut all-in-one key will likely range between $150-$250. These keys have to be programmed by the dealer. They remain among the most convenient and secure keys for cars available today.

4. Switchblade Keys

A lot of modern cars utilize key fobs to lock and unlock doors, as well as turn on the engine. Unlike older mechanical keys, that operate mechanically and are easily duplicated by key cutters or locksmiths These newer car keys contain transponder chips that must be connected with the vehicle by the dealer or auto locksmith. car key replacements can be more expensive. They vary between $50 and $100 in the basic model, and up to $200 for models with push-to-start functions.

Fobs with the "switchblade" key that folds up on itself when not being used, are usually more expensive to replace. These keys come with shanks that retract into the fob and pop out when needed. They are typically more secure than traditional keys, making them a great deterrent to thieves. They are also a good alternative for those who require an extra car key for valet use. The cost of replacing these keys ranges between $100-$300 depending on the type of vehicle and the type of key.

These electronic keys are lighter and more user-friendly than the old crank keys that were difficult, heavy and hazardous to use. They also make it harder for thieves to steal them, because they are cylindrical. This blocks the use of key duplicate machines that criminals use to copy your car key.

Electronic keys can open doors and start engines without needing to take them out of their pockets. These types of keys are expensive to replace and require an excursion to the dealer, which may include a towing charge.

5. Transponder Keys

Transponder keys differ from mechanical keys because they have an electronic chip that transmits a radio-frequency signal to vehicle when the key is inserted in the ignition. The computer system in the vehicle scans the signal to determine whether the serial number matches the one on the key. If it matches, the vehicle will allow keys to unlock the doors and to start the engine. This is to stop car thefts by making it difficult to connect a car's hot wire and to start the engine.

In the theory of it, this is efficient but the most sophisticated car thieves are always trying to outwit this technology. The chips in these keys are also not as durable as people like to believe. They can be easily wiped out, which can result in the key not functioning.

The cost of replacing transponder keys can be expensive. The key blank can cost as much as $50. Programming it is a cost additional. This requires a special machine that's only found at car dealerships.

It is advisable to find a locksmith who has the right equipment to program transponder keys. It is also a great idea to have your vehicle's information prepared, such as the year model, make, and year. This will ensure that the right key blank is used and could save you money over time. Locksmiths can program a transponder-type key typically for $150, but for push-to start cars equipped with key fobs and remote transmitters it could cost as high as $180. These keys require a specialized service that is only done by a locksmith who is certified.