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What Is Injury Compensation?

The purpose of injury compensation is to assist injured people in paying for losses stemming from their accidents at work. These losses include medical expenses, lost wages, future income and loss of enjoyment in life.

You can obtain this money in two ways: through a settlement, or filing a lawsuit. A lawyer can analyze the case and inform you which option is right for you.

Medical Treatment

Your injury claim will include an extensive amount of medical treatment. The insurance company will pay for reasonable and necessary medical treatment. This includes medical bills from health care providers and specialists. The insurance company will also reimburse you for prescriptions and over-thecounter medications, as well as travel expenses to get to and from medical appointments.

Depending on the severity of your injuries, you may require aids for mobility, such as canes, wheelchairs, or other clothing that is specially designed for you. You can also recover expenses for home modifications, such as ramps and stairlifts. Medical expenses include the cost of diagnostic tests essential to determine the severity of your injuries and track your recovery. You may also recover the cost of surgery required to treat your injuries. The workers' compensation board establishes guidelines for medical treatment for doctors to follow. These guidelines permit your health care provider to perform the majority of your medical procedures without asking the insurance company for authorization.

Following the advice of your doctor can help you in your case. If the defendant or insurer finds that you've been missing appointments and playing tennis at weekends despite your alleged injuries, they could claim that your injuries aren't as severe as you claim. If you are constantly visiting healthcare professionals and receiving intensive medical treatment in the meantime, they might need to admit that your injuries were serious.

Lost Wages

Injuries aren't just physically painful but can be financially damaging as well. The costs of treatment can quickly mount up and injured patients also have to deal with lost earnings while they recover from their injuries. If your injury has forced you to be absent from work, you could be entitled to compensation for the time that you've been unable to work.

Proving the loss of wages is a lengthy and complicated process that requires specific evidence. In addition, to medical narratives, it's important to leverage copies of your past pay stubs, as well as tax documents. These documents can be utilized by your lawyer to prove the total amount lost earnings due to your injury.

Your lost wages may include your regular hourly or salaried earnings as well as potential overtime bonuses, commissions, bonus payments and more. It could also include benefits you're not receiving, like free meals, car allowances or health benefits.

You can also claim compensation for the days you didn't work due to your injury because you needed to take vacation or sick leave to cover the days. Your lawyer will calculate the fair market value of these days and then demand reimbursement from those accountable. If your injury is long-lasting, your lawyer can also pursue compensation for future earnings. This is a more intricate process that involves hiring an actuary or forensic accountant to prove your loss of future earning potential.

Medical Costs

You may be faced with huge medical bills, based on the extent of your injury. This could pressure on your finances. The seriousness of your injuries could prevent you from earning money and working for a considerable amount of time. This can cause the financial burden on both you and your loved ones.

You are entitled compensation for any medical expenses relating to your condition, which includes ambulance rides, doctor's visits and x-rays as well as hospital treatment. injury lawsuit orlando includes all supplies, medications, and orthopedic appliances. You are also entitled to reimbursement for transportation costs to and from medical appointments (including therapy). Keep receipts of any medical expenses. You will be reimbursed on the basis of actual expenses.

For negotiating purposes attorneys and insurance companies typically rely on your billed amounts as the base for calculating medical special damages. They then multiply this number by an amount of 1.5 to 5 to calculate general damages. In general, minor injuries are at the lower end of the spectrum, while serious or long-lasting ones will be at the top end.

The Kocian Law Group has the expertise to ensure that you receive the maximum amount of medical compensation that you are entitled to. We will fight to force insurance companies to cover the entire amount of treatment your health care providers recommend -- even if insurance companies dispute the need or the reasonableness of the treatment.

Pain and Suffering

The injury victim is entitled to be compensated for the physical and emotional suffering and pain caused by their injuries. Physical suffering and pain damages could be a result of past and future medical treatment. Discomfort and mental anguish and shame, shock and sadness can also be taken into consideration.

It is difficult to put a cost on the suffering and pain of an accident, especially when it is a result of permanent injuries such as being in wheelchairs or blinded. It is important that accident victims receive the assistance of an attorney in order to collect adequate evidence to show their loss.





In certain cases, the injured party may settle a claim to avoid going to trial. In the majority of instances the insurance company is involved in a settlement agreement. The insurance company may use either the multiplier method or the per diem method to calculate the amount of pain and damages.

The multiplier and per diem methods are employed by courts to determine the compensation for the physical and emotional pain suffered by accident victims. Both methods have advantages and disadvantages however, the final amount is up to the jury in the case. An experienced personal injury attorney will assist victims of accidents injured gather the appropriate proof to present a convincing case for fair compensation. The experienced attorneys at Adam S. Kutner & Associates can assist with the investigation and preparation of your case for court or a settlement.