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How to File an Auto Accident Claim

In no-fault states, your insurance company will pay for medical care and lost wages, regardless of who is responsible for the accident. They'll also be looking over documents and gather evidence (photos, witness testimony, medical records and expense reports).

The amount you receive depends on the severity of injuries and expenses. This article will guide you through the steps to filing a claim against an auto accident.

Report the Accident

If you're involved in a car crash it is crucial to report the crash away. In many states, you'll have to report the incident to the local police department, county sheriff, state police or Department of Motor Vehicles.

If possible, take pictures of the scene of the crash. This can help you remember what happened and could be beneficial for your insurance claim. For instance, photos could show skid marks, damage to vehicles as well as weather conditions and other important details.

It's an excellent idea to obtain the information of the other driver, including their name and insurance company. If you can, ask for their driver's licence and car registration.

You should also record what you saw, and what transpired. Remember, memory isn't reliable, and if you don't record what happened it could leave you at fault for damages or injuries that are not evident later on. If you don't notify your insurance company, they could not pay for any damage that results from the accident. Check your policy or contact your agent to determine whether you are required to file an accident report.

Seek medical attention

One of the first things you must do following a car accident is seek medical attention to be assessed for injuries. A visit to a doctor as soon as possible can help you avoid any further issues and can increase your claim when it's time to negotiate with the insurance company.

It is recommended to visit an emergency room in a hospital whenever possible, after a car accident. Hospitals have access top-quality surgeons, doctors and medical equipment. It can be difficult for insurance companies and defense lawyers to downplay injuries sustained at the hospital.

Car accidents can cause injuries that range from minor bruising, to severe internal injuries, such as paralysis or traumatic brain injury. Even if you do not feel any symptoms immediately like pain or stiffness it is crucial to see a physician. These records will be crucial in proving that you've sustained injuries in connection with the crash.

Our Denver car accident attorneys will use these records to build a solid case that the actions of the motorist at fault caused your injuries and that you are entitled to fair damages for your injuries.

Take Pictures

Take photos of the accident site as soon as you can, and ideally before police arrive. If possible, photograph all the damage to the vehicle from different vantage points. It is also essential to get close-up images of the vehicle and any other evidence that is crucial (such as broken glass or airbags deployed) as long as you are able do this. If you are unable to capture close-ups, you can try placing something, such as coins, into the picture to see how it scales. It's also beneficial to shoot photos with and without flash because different lighting conditions can reveal details that are not obvious.

It's also an excellent idea to document the injuries you sustained during the accident. The photographs will be useful evidence later on. Cuts and bruises will fade with time. In addition, it's important to capture any other pertinent details about the accident as possible (such as road signs, traffic lights and weather conditions as well as road debris), as these can help paint a more complete picture of what transpired.

Contact Your Insurance Company

Contacting your insurance provider is crucial regardless of whether or not intend to file a claim for a car accident. Your policy might require you to make this call, and even in the event that it does not, your attorney will need records of your losses (like medical bills and repair costs) to prove your claim.





Luna says that you should collect all relevant information on the scene. This includes the details of your vehicle and any other drivers involved. Inquire about the insurance card of the driver who was involved in the accident and ensure you have their name and address, telephone number and information about their car insurance (company or policy numbers). If witnesses are present, obtain their names and numbers.

The most unintentional thing you'll ever do following a car accident is to argue with insurance companies, it's very important to remain calm. Anything you say when you're emotional can be used to your disadvantage later on. It is recommended to let an attorney handle the negotiations. They can ensure that you do not say anything that could be used against you later on.

Contact an Attorney

An experienced attorney can help you in negotiations with the insurance company to negotiate a fair settlement. They will examine the medical bills and records and will frequently consult with a doctor to offer their opinion regarding the extent of your injuries. If you fail to provide them with complete and accurate documents, they won't give you a fair estimate.

In addition to pursuing economic losses, including medical bills and lost wages, you could also be entitled to non-economic damages for pain and suffering. If a court decides that the other driver acted with gross negligence or recklessness it could be able to award punitive damages.

If the driver who was at fault escaped the scene, you'll be required to report the incident to the police. You can also get an original copy of the crash report at the police precinct or online. This is required to file a no-fault claim or a liability lawsuit. auto accident lawyer pembroke pines has specific laws that govern automobile accidents. A knowledgeable attorney can explain these rules.