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What Is Injury Compensation?

Injury compensation is a sum of money paid to injured workers to compensate them for losses from workplace accidents. These losses can include medical expenses as well as lost wages and future income and loss of enjoyment of life-changing damages.

The money can be obtained through two ways: either through a settlement, or filing an action. A lawyer will review your case and help you decide which option is best for you.

Medical Treatment

Your injury claim will include a large amount of medical treatment. The insurance company will pay for reasonable and necessary medical treatment. This includes medical bills for health professionals and specialist. The insurance company will also reimburse you for prescription and over-the counter medications in addition to travel expenses to get to and from medical appointments.

Based on the severity of your injuries, you could require aids for mobility, such as canes, wheelchairs, or other clothing that is specially designed for you. You can also claim expenses for home improvements such as ramps and stair lifts. Medical expenses include diagnostic tests that are required to determine the severity of your injuries and to monitor your recovery. You may also recover the costs of surgery required to treat your injuries. The workers' compensation board has medical treatment guidelines which doctors are required to follow. These guidelines permit your doctor to offer most of your treatment, without requesting your insurance approval.

Consistently following the recommendations of your health professional can significantly help your case. If the defendant or insurance company is aware that you've been skipping appointments and playing tennis on weekends despite the fact that you've suffered injuries, they could argue that your injuries aren't as serious as you claim. On the other side, if you're continuously visiting health professionals and getting extensive medical treatments that they need to admit that your injuries are serious.

Lost Wages

The effects of injuries are not just physically painful, but they can be financially damaging as well. Expenses associated with treatment often increase quickly, and injury victims must also contend with losing wages while recovering from their injuries. If you've missed work due to an injury, you may be entitled to compensation.

Proving the loss of wages is a time-consuming and complex process that requires specific documentation. It is important to have copies of your pay stubs from the past along with income tax documentation. Your lawyer can use these to substantiate the amount of income you have lost as a result of your accident.

The lost wages could include your regular hourly or salaried income possible overtime bonuses, commissions, bonus payments and more. You can also include benefits you no more receive, such as free meals or car allowances.





You also have the right to compensation for days that you've had to take vacation or sick leave to cover the time you have missed because of your injuries. Your lawyer can determine the fair value of these days and demand payment from the responsible party. If your injury is irreparable, your lawyer can also pursue compensation for future earnings. This is a more complex procedure that requires the hiring of an accountant or forensic accountant to show your loss of future earning potential.

Medical expenses

Depending on the extent of your injuries, you could face high medical bills that affect your financial security. Serious injuries may also prevent you from earning a salary and working for a considerable amount of time. This could put the financial burden on both you and your family members.

You are entitled to compensation for all related medical expenses including ambulance rides, doctors' visits and xrays, hospital treatment, medication, supplies and orthopedic appliances. You may also claim reimbursement for travel expenses to and from medical appointments, as well as therapy. Keep receipts of any medical expenses. You will be reimbursed based on actual costs.

To help negotiate attorneys and insurance companies typically use your bill amounts as a starting point for calculating medical special damages. They then multiply this amount by a multiplier of 1.5 to 5, to calculate general damages. Generally minor injuries will be on the low end of the spectrum and long-lasting injuries will be on the high end.

The Kocian Law Group has the expertise to ensure that you get the full amount of medical benefits you are entitled to. We will fight for insurers to pay the full amount recommended by your healthcare providers even if they do not agree with the necessity or reasonableness.

Pain and Suffering

The victim who has been injured is entitled to compensation for his or her physical and emotional pain. The physical pain and damages could include future and past medical treatments. Discomfort, mental anguish or embarrassment, shock or sadness may also be considered.

It is hard to put a value on the pain and suffering resulting from an accident, particularly when permanent injuries are involved, such as being in a wheelchair or blinded. But, it is essential for victims of accidents to have the support of an attorney when it comes to gathering the necessary evidence to show their loss.

In certain situations the injured party may settle the case without having to go to trial. In the majority of cases, an insurance company will be involved in a settlement agreement. The insurance company may utilize a multiplier, or per diem method to determine the amount of pain and suffering.

The courts use the multiplier method as well as the per diem method to determine compensation for emotional and physical trauma caused by accidents. Both methods have their advantages and disadvantages, however the final amount will be decided by the jury. An attorney for personal injury can help accident victims gather evidence to back up a convincing claim. The experienced attorneys at Adam S. injury attorney gresham & Associates can assist with the investigation and preparation of your case for court or a settlement.