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Phases of an Auto Accident Lawsuit
Property damage, medical bills and lost wages may be substantial following an accident in the car. An experienced lawyer can assist to get the compensation you require.
The procedure can differ from case to case, but generally it begins with the filing of an action. The discovery phase, trial, and appeals follow.
Medical Records
Medical records are an important element in any auto accident lawsuit. They will aid the judge or jury determine how the accident has impacted your life, including the physical, emotional and financial costs of your injuries. Medical records can also tell the story that insurance companies will have a difficult to dispute.
In accordance with the laws of your state and your doctor's guidelines In some states, you'll have a limited amount of time to request medical documents from healthcare providers. You should speak with your lawyer as soon after an accident as you can. auto accident attorneys billings guarantees access to these documents through the Health Information Portability and Accountability Act (HIPAA). But, this doesn't mean that only you or your attorney can see your medical records. Insurance companies are generally keen to discover anything that may suggest your injuries were pre-existing or not as severe as you claim.
Your lawyer will make use of your medical records to draft a demand letter, which will contain evidence to support the damages you seek. It is imperative to ensure that your lawyer provides relevant medical records to the insurance company as they may request you to sign an authorization that allows them to access all of your medical records. This is not in your best interest since it could expose past injuries that are not related to the present claim.
Police Reports
Police reports are created each time a law enforcement officer responds to an emergency call and also car accidents. Although they cannot be admitted in a court of law (they are deemed to be hearsay) They are a valuable source of information for attorneys who are investigating and preparing their cases.
A police report gives an impartial account of the accident that is based on the witness' testimony and the officer's observations of the weather conditions, the drivers, and other elements. It is a significant document that can help you win your lawsuit for car accidents against the defendant.
Typically you can request a copy of your police report from the precinct that was responsible for the investigation by calling their non-emergency phone number and providing an incident or receipt to identify the report. You can also request copies of records through the website of the police department.
After your medical bills or property damage, as well as lost wages reach an amount you can afford, you'll need to make a claim against the at-fault driver. The police report can be an effective tool in settlement negotiations, particularly when you can prove that the other driver was largely at fault based on the officer's observations. Many cases end up reaching a settlement without ever going to trial. Pre-trial proceedings can be lengthy and your case may not be resolved until a year after you file it.
Insurance Company Negotiations
Once an adjuster has all the data they require from you as well as the investigation into the accident They will then extend a settlement offer. To generate their first offer, they'll input all the information and details into an application on computers. They'll probably arrive at a figure which is significantly lower than the number you calculated from your research. When insurance companies make settlement offers, they have their own financial interests in the back of their heads.
They'll wish to limit the amount they have to pay in medical bills and other damages. You can fight back by pointing out all the ways your injuries could affect your life going forward. For instance, you can refer to your rising medical bills, your decreased earnings capacity and the emotional and physical pain you're suffering.
Your lawyer or you then prepare a demand letter and present it to the insurance company. It should include all the evidence you have collected such as statements from witnesses, photographs of your injuries, as well as documents supporting your losses. Additionally, you should create an inventory of non-negotiables in order to keep the insurance company from undervaluing your claim. Once you have reached an agreement, it will be reflected in an agreement for settlement in writing. Negotiations often involve back and forth, but being patient can help you achieve an equitable settlement.
Legal Advice
The next step in a car accident lawsuit is discovery. During this process, the parties exchange information and evidence. The parties may request medical records, police reports and witness statements. They will also send the other interrogatories (written questions that have to be completed under oath at the deadline). Additionally, your attorney will document the extent of your physical emotional and psychological traumas as well as the other damages you might seek compensation for, including existing and projected future medical costs, property damage, and lost wages.
Your lawyer will also talk with experts, such as medical experts as well as mechanics and engineers. These experts will help paint the vivid image of your crash and your injuries for the jury.
Your lawyer will then begin discussions with insurance companies to settle your case without a trial. However, if the insurance company offers a small settlement or does not take your injuries and other damages into account, your case will likely go to trial.
While a small number of cases do make it to trial, it is important for victims to make a claim as soon as is possible. Memories fade, witnesses disappear and evidence may be lost as time passes and make it difficult to present a convincing case for maximum compensation. You must also comply with your state's statute of limitations, which can vary between 1 and 6 years.