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How to File a Motor Vehicle Claim
You will need to file an insurance claim if your vehicle is damaged. motor vehicle accident attorney hialeah is important to understand the process.
Insurance companies will send an adjuster who will inspect your vehicle damage. You don't have to be present when an adjuster looks over the damage to your vehicle, however you should bring along your policy as well as any relevant documentation.
Take Photos
Have you ever watched a show where investigators comb over every square inch of the scene, snapping the tiniest detail--from footprints to discarded chocolate wrappers? Apply the same method to your accident scene. It is crucial to record as much of the event as you can in the event of an accident to ensure that you have something tangible to prove your case later.
Getting pictures of the damage to both cars is a must however, you should also consider taking photographs of the areas that have been damaged. They can help insurance companies and experts determine the size of specific objects, like skid marks. Take pictures of reference points, for example the location of traffic lights or stop signs, in your photos. These could later be connected to the actions of the driver at fault that led to the crash.
Take photos of the other drivers and their passengers, as well as witnesses. You might be able to obtain a photo of their license plate. Additionally, take photos of emergency responders and their vehicles, and if anyone is put on a gurney, and then an ambulance, take photos of them as well.
Do not submit the photos to the insurance company only if instructed by your attorney or if you are required to do this by the court. You could unknowingly be giving evidence that is in opposition to your claim if you do not. For instance, if it is changed the date stamp on your photos after the incident, it could make the insurance company doubt the legitimacy of your claim.
Seek medical attention
The first thing to do following an accident is to seek medical attention. This is not just for your health, but as a way to ensure that any injuries are documented. In many personal injury claims the plaintiff seeks compensation for medical expenses and damages. Medical records are essential to your claim.
Even if you're not displaying any noticeable symptoms, you should still schedule an appointment with your primary doctor or an emergency room. Your doctor will be able offer you a full medical evaluation and determine the extent of your injuries. They can also to give you the appropriate treatment.
It is crucial to follow the advice of your physician regarding your treatment plan, as it will help you recover faster and help strengthen your case. This includes taking your prescriptions as well as any prescription or over-the-counter medications as well as participating in the physical therapy program, taking the time off as directed by your doctor, work, and completing any subsequent appointments.
It is essential to avoid saying anything that an insurance adjuster may interpret incorrectly. The insurance company could try to deny the injuries you've suffered to deny or reduce the amount of compensation you receive. It is essential that you only speak to insurance adjusters with your attorney present.
Contact an attorney
Legal representation is critical for those injured. Lawyers can help injured people reduce stress and can help them determine where to focus their energies. Attorneys can also evaluate the evidence and facts of the case to determine if it is worth fighting in court.
Insurance companies are businesses first and foremost. Their objective is to collect the maximum money from their insureds while paying the lowest amount of money that is possible (in the sense of). It may be tempting, when you are in the middle of an incident to accept a flimsy settlement offer because it is the simplest way to go. It could result in disastrous consequences in the future.
If you submit an insurance claim, the adjuster from your insurance company will come out to assess the damage to your vehicle and review receipts for personal property damage and medical bills. They may also speak with witnesses and read police reports. Before meeting with an adjuster, it is beneficial to obtain repair estimates from local auto shops or contractors. This will allow them to understand what they can expect from repairs.
An experienced motor vehicle lawyer can ensure that all the information required is included and that the proper documents are given to the insurance company. He or she can offer advice and provide suggestions regarding how to deal with the claims adjuster, on how to handle a settlement, and what to do in the event that an insurance company is unresponsive or acting in a way that is unethical.
