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How to File a Motor Vehicle Claim

You'll need to file an insurance claim in the event that your vehicle is damaged. It is important to understand how this procedure works.

Insurance companies will send an adjuster to look over the damage to your vehicle. It's not required to be present during the inspection, but you should bring your insurance policy along with any other relevant documentation.

Take Photos

Have you ever seen a crime series where the investigators take photographs of every aspect, from footprints to chocolate wrappers, and then throw them away? Apply the same level of scrutiny to your accident scene. It is essential to keep as much as possible of the incident that occurs to help show your case later.

motor vehicle accident law firm santa clara is crucial to capture photos of both vehicles, however you should also consider taking close-ups of the damaged parts. These photos can assist insurance companies and also expert witnesses as they determine the dimensions of different objects. Record reference points, such as the location of traffic lights or stop signs in your photographs. These can be used to determine the actions of the driver who was at blame for the crash.

Take photos of other drivers and their passengers, as well as witnesses. It is possible to take a photo of their license plate. Additionally, you can take pictures of emergency responders and their vehicles. And if anyone is put on a gurney or in an ambulance, snap pictures of them as well.

Make sure to submit the photos to the insurance company only when you are instructed by your attorney or if ordered to do so by the court. If you do not, you could be giving evidence against your own claim. For instance, if you change the date stamp on your photos following the incident, it may make the insurance company doubt the legitimacy of your claim.





Seek medical attention

The first thing you should do following an accident is to seek medical attention. This is not only for your health, but as a way to ensure that any injuries are recorded. Many personal injury cases involve seeking compensation for medical bills as well as other damages. This is why medical records are vital to the success of your claim.

If there aren't any signs that you could notice, you should make an appointment to see your primary care physician or an emergency room. Your doctor will be able to give you a complete medical examination and determine the severity of your injuries. They will also provide you with the treatment that is needed.

It is essential to follow your doctor's recommendations regarding your treatment plan, as this will help you recuperate faster and improve your case. This includes filling your prescriptions, taking any over-the-counter medicines, taking part in physical therapy, following instructions on time off of work, and attending follow-up appointments.

It is crucial to avoid saying anything that an insurance adjuster could mistakenly interpret. The insurance company may try to deny the injuries you have suffered in order to reduce or deny your compensation. It is crucial that you only talk to adjusters with your attorney present.

Contact an Attorney

Accessing legal representation is critical for those who have suffered. Attorneys can assist those who have been injured reduce stress and determine where they should focus their energy. Attorneys can also evaluate the evidence and facts to determine the merits of a case and whether it is worth fighting in court.

The insurance company is first and foremost an enterprise and their mission is to take as much money from insureds as they can, and pay out as little as is possible (in theory). If you are in the midst of an accident, it can be tempting to accept the low-ball offer at first since it appears to be the easiest decision to make. It could result in disastrous consequences in the future.

When you submit an insurance claim the adjuster for your insurance will come out to assess the damage to your car and review receipts for personal property damage and medical bills. They might also question witnesses and read police reports. Before meeting with an adjuster it is helpful to obtain estimates for repairs from local auto repair shops or contractors. This will allow them to be aware of what to expect with regards to repairs.

An experienced motor vehicle accident lawyer can ensure that all necessary information is provided promptly and that the right documents are presented to an insurance company. They can offer advice and make recommendations regarding how to deal with a claims adjuster, how deal with a settlement, as well as what to do if an insurance company is unresponsive and committing fraud.