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How to File an Auto Accident Claim

In states where there is no fault your insurance company will cover medical care and lost wages regardless of who is at fault for the accident. They'll also be looking to collect evidence and look over documents (photos witnesses' testimonies, photos medical records, witness testimony, and expense reports).

The amount of compensation you receive will depend on the extent of your injuries and the cost of your injuries. This article will walk you through the steps involved in filing an auto accident claim.

Report the Accident





It's important that you report a car crash immediately. In many states, you'll need make this report to the local police department or county sheriff, state police or Department of Motor Vehicles.

If you are able, take photographs of the scene of the crash. This will help you remember the details of what happened, and could be beneficial for your insurance claim. Photos can be used to illustrate details like skid marks, car damage weather conditions, skid marks and other crucial details.

You should also obtain the details of the other driver, such as their name and insurance provider. It is also advisable to request their driver's license and car registration, if it is possible.

It is important to note down what you saw, as well as what happened. Remember, memory is unreliable and if you don't document what occurred, you could be at fault for any damages or injuries that are not obvious later. In addition, if you do not report the accident your insurance company could not cover any damages that result from it. Go through your policy, or contact your agent to inquire if you need to file an accident report.

Seek medical attention

One of the first things you need do following a car crash is seek medical attention to be examined for injuries. A visit to a doctor as soon as possible will allow you to avoid any future issues and can make your claim stronger when it comes time to negotiate with the insurance company.

It is recommended to go to an emergency room at a hospital, should you be able to after a car accident. Hospitals have access top-quality surgeons, doctors and medical supplies. It isn't easy for insurance companies and defense lawyers to minimize the severity of injuries that are treated in a hospital.

Injuries from car accidents can range from minor bruising up to severe internal injuries like the traumatic brain injury and paralysis. Even if symptoms, such as stiffness and pain do not show up right away it's crucial to for a medical appointment. These records will be crucial in proving that you have suffered injuries as a result of the crash.

Our Denver car accident lawyers will use these medical records to construct an argument that proves the at-fault driver's actions caused your injuries and that you are entitled to fair compensation for your damages.

Take Pictures

Take photos of the scene of the accident as soon as possible, ideally before police arrive. If you are able, capture all the damaged vehicles from different angles. If you are able, take photos of the vehicle in close-ups as well as other evidence (such shattered glasses or airbags that have been deployed). If you are unable to get closeups of the vehicles then place an object such as a penny inside the photo to give it some scale. You can also capture photos with or without flash to reveal the hidden details.

It is also a good idea to photograph the injuries you sustained during the crash. The pictures will be valuable evidence later on. Cuts and bruises will fade with time. Also, it's important to capture as many other pertinent details of the accident as you can (such as traffic lights, street signs and weather conditions, as well road debris) in order to help paint a more detailed picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is vital regardless of whether you are planning to file a claim due to an auto accident. You may be required to do so by your policy, but even if you are not legally required, your attorney will need the details of your losses in order to back up your claim (such as repair and medical bills).

Luna advises that you take all relevant information from the scene. This includes details about your vehicle as well as any other drivers involved. Inquire about the insurance card of the other driver and ensure you have their name and address, contact number, and details regarding their car insurance (company or policy numbers). If there are witnesses, try to obtain their names and contact numbers too.

The first thing you'll want to do after a car crash is to argue with insurance companies it is vital to remain calm. If you're feeling emotional the statements you make could be utilized against you later in the process. This is why it's often best to have an attorney take over negotiations. They can ensure that you don't mention anything that could be later used against you.

Contact an attorney

An experienced lawyer can assist you in negotiating with the insurance company to obtain an equitable settlement. They will go through all medical records and bills, and consult with doctors to determine the totality and extent of your injuries. If you don't provide them with complete and accurate documentation, they will not provide you with a fair amount.

You could be entitled to non-economic damages like suffering and pain, in addition to the economic losses. If the court concludes that the other driver acted with gross negligence, recklessness or malice, it may make punitive damage a possibility.

You must inform the police if the motorist at blame fled the scene. You should also request a copy of the crash report from the police station or online. auto accident lawyer birmingham is needed to bring a lawsuit or a no-fault lawsuit. New York has specific laws that govern auto accidents. A knowledgeable attorney can explain these rules.