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What Is Injury Compensation?

Injuries compensation is the amount paid to injured workers in order to compensate them for their losses resulting from work-related accidents. These losses include medical expenses, lost wages, future income and loss of enjoyment of the life.

There are two ways to obtain this kind of money: a settlement or a lawsuit. A lawyer can review the case and tell you which option is right for you.

Medical Treatment

Medical treatment is a significant element of your claim for injury. The insurance company will cover reasonable and necessary medical treatment. This includes medical bills from health professionals and specialists. You may also be reimbursed for prescriptions and other over-the-counter medications, as you travel to and from medical appointments.

Depending on the severity of your injuries, you may require aids for mobility, such as canes, wheelchairs or special clothing. You can also claim expenses for home modifications such as ramps and stairlifts. Medical expenses include diagnostic tests that are required to determine the severity of your injuries and monitor recovery. You can also recover the cost of surgery required to treat your injuries. The Workers' Compensation Board has medical treatment guidelines which doctors are required to adhere to. These guidelines allow your doctor to provide the majority of your care without requiring insurance approval.

The advice of your doctor can help you in your case. If the defendant or insurer observes that you've been skipping appointments and playing tennis on weekends, despite your injuries, they could claim that your injuries aren't as serious as you claim. On the other side, if you're continuously visiting health professionals and receiving extensive medical treatment then they'll have to acknowledge that your injuries are serious.

Lost Wages

Injuries aren't just physically painful but can cause financial damage too. The expenses associated with treatment typically grow quickly, and victims of injuries have to contend with the loss of wages while recovering from their injuries. If your injury has forced you to take time off from work, you may be entitled to compensation for the time you've missed.

Proving lost wage is a lengthy and complicated process that requires specific documentation. In addition to medical narratives, it's important to leverage copies of your previous pay stubs, as well as tax documents. Your lawyer can use these to substantiate the amount of income that you've lost due to your accident.

The lost wages could include your regular hourly or salaried earnings as well as potential overtime bonus payments, commissions and more. It could also include perks that you are no longer receiving, such as free meals, car allowances or health benefits.

You are also entitled to compensation for the days you have had to use vacation or sick days to cover the days you've missed due to your injuries. Your lawyer can determine the fair market value of these days, and request reimbursement from the parties accountable. If your injury is lasting the lawyer can seek compensation for any loss of future earning capacity. This is a far more complicated procedure and requires hiring a forensic accountant or an actuary to prove the loss of your future earnings potential.

Medical Expenses

Depending on the severity of your injuries, you may face high medical bills that will strain your financial health. A serious injury could also stop you from earning a salary and putting in a long amount of time. This can cause an financial burden on you and your loved ones.

You are entitled to reimbursement for any medical expenses relating to your condition, which includes ambulance rides, doctor's appointments, x-rays and hospital treatment. This includes supplies medication, medical supplies, and orthopedic appliances. You may also be eligible for reimbursement for travel costs to and from medical appointments, including therapy. You must keep receipts for all medical-related expenses, as you will be reimbursed on the basis of actual costs.

To help negotiate, attorneys and insurance companies typically use your bill amounts as a starting point to calculate medical special damages. They will then multiply that number by the multiplier of 1.5 to 5 to calculate general damages. Most commonly minor injuries will be on the low part of this spectrum, and serious or long-lasting injuries will be on the high end.





The Kocian Law Group has the expertise to ensure that you receive the full amount of medical compensation you are entitled to. We will fight to get insurance companies to cover the entire cost of the treatment your medical professional recommends -- even if the insurance company denies the legitimacy or necessity of the treatment.

Suffering and Pain

The victim of injury is entitled to compensation for his or her physical and emotional suffering. Physical pain and suffering damages may be a result of past and future medical treatment. Mental anguish and discomfort or shame, shock and sadness are also taken into consideration.

It is difficult to put a price on the suffering and pain of an accident, especially when it is a result of permanent injuries like being in an in-chair or blinded. However, it is vital for victims of accidents to have the support of an attorney in obtaining the proper evidence to prove their loss.

In injury attorney colorado springs may settle a claim to avoid a trial. In the majority of cases, an insurance company is involved in an agreement to settle. The insurance company may employ either the multiplier method or the per diem method to calculate pain and suffer damages.

The courts use both the multiplier method and the per diem method to determine compensation for emotional and physical pain suffered in accidents. Both methods have pros and cons to them however, the amount is up to the jury in the case. An attorney who specializes in personal injury cases can help accident victims gather evidence to support a strong claim. The skilled attorneys at Adam S. Kutner & Associates can assist you in the investigation and preparation of your case for court or a settlement.