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How to Get a Replacement Car Key
It can be a hassle to lose car keys. It can also be costly depending on the model you own.
The most convenient way to obtain an exchange is to contact an auto locksmith. This method is usually less expensive and quicker than calling an auto dealership or roadside assistance.
Cost
In the past, losing your car keys wasn't a huge deal. You could just visit your local hardware store and have a replacement key made. Today, however it's more complicated and expensive. The reason is that automobiles have become more technologically advanced, which means keys are also. While this could make keys more secure against theft, they are also more expensive to replace.
The cost of replacing a lost car key will vary depending on the year, model and make of your vehicle. A lot of newer cars have keys with transponders to deter theft. These chips need to be paired with your vehicle, which typically requires a locksmith or dealer. The cost can vary based on the model of your car, but it can reach $200.
In addition, some modern vehicles utilize laser-cut keys that have to be programmed by an exact machine, which is only available at dealerships or specialist auto locksmiths. The cost of a spare key for this type of lock can be as high as $100.
The location of your home will also affect the cost. If you are in a remote location there is a chance that you will need to pay a premium for service due to the fact that the locksmith or tow truck must travel a distance to reach you. Locksmiths will also charge extra for work that is done on holidays, weekends or after hours.
The best way to reduce the cost of a lost key is to keep a spare one with you that can be kept at home or in your wallet. It is also advisable to keep your car's title or registration documents with you, since they will be required to prove that you are the owner of the vehicle in the event that you need to contact the dealership for the replacement key. You can also call your roadside service for assistance. They may be able provide you with a temporary replacement, depending on their terms and conditions.
Time
The loss of your car keys can be stressful however, you shouldn't be panicking. Spend a few minutes searching for your keys in easy places, like your purse or pocket. You can then look back and reflect on your day to determine where you may have put them. This will help you remember if lost them or if they're still in your car. If you can't find your car keys, it could be time to find new keys.
The majority of modern cars come with a remote key fob that utilizes a code to unlock and start the vehicle. This type of key must be reprogrammed so that it works with your vehicle. This is usually the responsibility of an expert. Contact an auto locksmith and bring evidence of ownership.
Old-fashioned metal car keys are much more simple to replace than remote key fobs. They function entirely mechanically and are not complex to duplicate, so locksmiths in your area can give you a new one on the spot when you've lost one. They can also duplicate the ignition cylinder of your vehicle and this is an additional cost. If you'd like to keep backups of your old-school car keys, you can go to a hardware store that specializes in automobiles and get them copied quickly and cheaply.
You may also want to consider replacing your car keys if they're beginning to appear worn down. Regular use can wear down the teeth on the keys and this could cause it to be difficult to align them properly. If the key starts to get stuck in the lock, that's a sign that it is time for a replacement.
The dealer might need to program the key if you have an older model or a premium vehicle. This is a complex job that can be expensive and take a long amount of time to complete. Based on the model of your car you might be able to have the work covered by your vehicle warranty or insurance.
Availability
Even if you're a great driver there is a chance to lose your car keys. This can be a huge hassle, especially if it occurs at the most inconvenient moment like when you're at a gas station or at the grocery store and just want to get home. There are a variety of ways to replace your lost key. You can contact your insurance provider, find a local locksmith or contact roadside assistance.
The first thing you'll need to do is identify the kind of car key you own. This is important because various cars have different kinds of keys. Some keys are old-fashioned and lock using the key cylinder. Others include chips that communicate with the vehicle to open doors and even start the car. Some of these keys can be replaced by an auto locksmith, however you may need to visit a dealership to get one from the manufacturer if it is a smart key.
If you're using a traditional key or a smart key the first step is to read the manual or call the dealership for instructions on how to program it to your vehicle. You'll need proof of ownership and could have to wait a few days before the dealer can request a replacement. This process might also require you take your vehicle to a locksmith or service provider to have it programmed, which isn't the best option for people working on tight schedules or are unable to move around.
If you have a spare key, the process will be much easier. You can buy a replacement car key online at a low price depending on the model of your vehicle. If your keys are equipped with a key fob and transponder element, you'll have to visit a qualified expert to have them replaced and programmed. Depending on the brand and model of your car it could mean arranging for a tow to the dealership or paying a locksmith to take care of it.
Another method of getting a new car key using a bluetooth tracker. These tiny devices are attached to your keyring and emit a signature that can be read by a mobile phone that has an app installed. The app will reveal the location of your key so you can locate it easily.
Insurance
Car insurance typically does not cover the cost of keys lost. However, there are a few exceptions. Some of the most reputable insurance companies, that are committed to customer satisfaction, offer additional coverage for things such as keys lost. This is usually an additional fee, but it can be less expensive than paying out of pocket for the cost of replacing keys.
Whether or not car insurance covers keys lost is contingent on the specific policy and deductible. The majority of traditional keys can be replaced easily however it can be more difficult if you own an electronic fob or smart key. These keys are laser-cut and incorporate computers that transmit an electronic signal to your vehicle. They are therefore more difficult to replace than mechanical keys. In addition, these kinds of keys are more expensive since you'll need to pay for an locksmith and the cost of a new key.
You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These services may provide locksmiths with discounted rates, and may even cover the cost of the new key. Some of these companies also provide emergency lockout services which can be beneficial if you're in a rush and have to get back on the road.
Another option is to contact your car dealer to inquire whether they can help. There are locksmiths at most dealerships on staff, and they might be able to make you new keys at an affordable cost. However when the dealer needs to purchase a brand new key for your vehicle it may take a few days to receive. Regardless of which method you select, make sure to save all receipts and other documentation so you can file a claim with your insurance company for your car should you need to.
The loss of keys to your car is a common incident. It's not a pleasant experience, but it can occur to anyone. There are ways to avoid expensive consequences. The quickest and cheapest way to replace keys to your car is by making contact with a locksmith local to you. However, you should weigh the financial benefits against the time and cost involved before filing an insurance claim.