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Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general, the law assumes that the vehicle is being operated with the permission of the owner.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or target social hosts. All of these measures, which include obligatory education, alcohol treatment, and interlock devices, have only a little effect.

Legal Definitions





State laws govern motor vehicle legal terms. The various definitions that are used for matters related to national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers are primarily for administrative purposes, and are not applicable to states determining their own registration classifications. These classifications for vehicles determine if a motorist requires an additional license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and other. For instance an example, a light truck is any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This includes any vehicle or combination of vehicles that is designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair is a vehicle with wheels. It is usually used by those who, due to physical disability cannot move about as pedestrians. A moped is a motor vehicle that has no more than three wheels in contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.

A pedicab is a vehicle which is driven by a driver who is sitting on it. The owner of a vehicle is the person who is the legal owner.

Traffic Laws

Each state has its own set of motor vehicle laws which cover everything from registration process to the insurance requirements. These statutes also cover the kinds of vehicles covered by law. Some of these laws are identical across states, however other laws differ significantly. For instance there are laws that limit the number of people one can carry in the pedicab. There are laws that ban reckless driving on certain kinds of roads, like parking spaces.

If you do not follow these laws, you could be punished with a fine and/or a penalty. The penalties range from having your driver's license suspended or being required to attend the traffic school.

One of the most important laws in a particular state regarding vehicles is that which governs the speed limits that are put in place on the roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines a "motor vehicle" as any vehicle, carriage, or other device that is powered mechanically and is used on a highway to transport property or people or for commercial reasons. It does not include trailers and semitrailers such as coaches or house trailers as well as vehicles that operate upon rails or tracks snowmobiles, all-terrain and snowmobiles, motorized mobility assist devices that are operated by a person who has disabilities and self-propelled corn or hay harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is a contract which protects the insurer from financial loss caused by bodily injury, death, or property damage caused by a third-party caused by the maintaining, operating, or use of an insured vehicle. It may also provide protection against physical damage to the vehicle itself. It must include the name and address of the named insured as in addition to the coverage offered by the policy. It also includes the amount of premium paid and the time frame for the period that the policy is in effect, and the responsibility limits. It should also contain an agreement or endorsement that the insurance provided is in conformity with the coverage described in the policy, in relation to bodily injury, property damage or death and is subject to all provisions of this chapter.

The wording in a motor vehicle insurance policy can be confusing to the average person. Duncanville law firms often recommend that a person read the policy sample to fully know the terms. One of the most common areas of confusion is the definition of "motor vehicle." The phrase appears often in statutes that govern registration of vehicles as well as financial responsibility laws.

Examples of coverage under a motor vehicle policy include commercial automobile insurance for vehicles used for business, commercial establishments, activities, employment or occupations that are conducted for profit; auto liability insurance that covers PIP and MP; and uninsured motorist and underinsured driver coverage (UM/UIM). This type of insurance is required in many states.

Permitted Use

If anyone other than an insured or a family member is driving your car and gets involved in an accident, it is crucial to know the insurance coverage that is available in these circumstances. This is referred to as permissive use. The specific terms of your insurance policy may vary, but a majority of major car insurers offer this type of coverage.

However, it is crucial to note that a person driving your vehicle must have your permission in order to be held responsible for any damages. Permission may be express or implied, and does not usually require a written document.

In determining whether there is implied permission, courts look at the relationship between the parties; their prior behavior and use of the vehicle; and the circumstances surrounding the specific driving event. motor vehicle accident attorney high point will also consider whether any restrictions were imposed on the permissive usage and if any minor deviations from the time, location and usage restrictions of the permission would violate of these limitations.

Remember that adding a driver to your auto insurance policy will likely increase your premium, as the vehicle becomes more risky to insure. It is therefore essential to weigh your options carefully before giving your vehicle over to other people. Contact Jerry to get a free insurance quote and discuss your policy terms.