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Phases of an Auto Accident Lawsuit
Medical bills, property damage and lost wages may be significant after a car accident. An experienced attorney can assist you in getting the amount of compensation you deserve.
The procedure can differ from case to case, but typically, it begins with the filing of a complaint. auto accident law firm fort wayne , trial and any appeals follow.
Medical Records
Medical records are a vital element of any auto accident case. They will help jurors or judges to determine the impact of the accident on your life. This includes the financial, emotional, and physical costs. Insurance companies will be unable to challenge the narrative told by medical records.
Depending on your state's laws and your doctor's guidelines You may be granted only a short amount of time to request medical records from your healthcare provider. You should speak with your lawyer as soon after an accident as it is possible. The law safeguards your access to these records with the Health Information Portability and Accountability Act (HIPAA). However, this does not mean that you or your lawyer are the only ones able to look over your medical records. Insurance companies are often keen to look for anything that could suggest that your injuries were pre-existing or not as severe as you claim.
Your lawyer will use your medical records in order to create a demand letter which will include evidence to justify the damages you're seeking. Your lawyer should only provide the relevant medical documents to your insurance company. They might require you to give them permission to access your complete medical record. This is not the best option for your claim since it could reveal past injuries not related to the claim.
Police Reports
When a police officer responds to a call for help, including an accident, he creates a police report. Although they aren't admissible in the courts of law (they are considered to be hearsay), they provide valuable information for attorneys who are conducting investigations and preparing cases.
A police report provides an objective report of what happened in the accident, based on witness testimony and observations by the officer regarding the damage to the vehicles and weather conditions, drivers, and so on. It is a significant piece of evidence that could aid you in winning your lawsuit for car accidents against the defendant.
Usually, you can request a copy of your police report from the precinct which was responsible for the investigation by calling their non-emergency phone number and supplying the receipt or incident number to identify it. You can also request copies of records on the police department's website.
You will need to file a lawsuit against the person who caused the accident when your medical bills along with lost wages and property damage reach a certain value. The police report can be a useful tool in settlement negotiations, particularly when you can demonstrate that the other driver was at blame based on the officer's observations. In many cases, however, the parties reach an agreement without going to trial. The pre-trial process can be long and your case may not be resolved until one year after you file it.
Insurance Company Negotiations
When the adjuster has all of the information they need from you and your vehicle accident investigation, they will make an offer to settle. They will input all the information and facts into a software program to create their initial offer. Most likely, they'll come up with a much lower number than you calculated based on your investigation. It's important to keep in mind that insurance companies have their own financial interest in mind when they decide on settlement offers.
They'll want to limit the amount they'll need pay for medical bills and other damages. You can fight back when you explain the way your injuries will affect your life in the near future. For instance, you can mention your increasing medical bills and your lost earning potential, as in the mental and physical suffering you're experiencing.
You or your lawyer will then draft a demand letter and then present it to the insurance company. The letter should include all of the evidence that you've gathered such as witnesses' statements and photographs of your injuries. Also, you'll make an outline of your non-negotiables so you can deter the insurance company from negotiating with you. After an agreement has been reached the written settlement agreement will reflect it. It's normal for a back and forth to take place during these negotiations, but staying patient will help you achieve an equitable settlement.
Legal Advice
The next step in a car accident lawsuit is discovery, in which both sides exchange information and evidence. The parties may seek medical records, police reports, and witness statements. They can also send another interrogatories (written questions that must be answered under oath by the expiration of a specific time). Additionally your attorney will provide documentation of the extent of your physical, emotional and psychological injuries as well as the other damages you might be seeking to recover, including existing and projected future medical expenses, property damage and lost wages.
Your lawyer will also consult with experts, such as medical experts, mechanics and engineers. These experts can assist the jury to get clear information about the injuries and accidents you sustained.
Your lawyer will then start negotiations with the insurance companies in order to settle your case without a trial. However, if the insurance company is willing to offer you a low amount of money or does not take your injury and other damages into consideration your case is likely to progress to trial.
It is crucial that victims file a lawsuit immediately, even though few cases get to court. With time, memories fade, witnesses pass away, and evidence disappears, making it more difficult to file a convincing claim for the most compensation. Plus, you must comply with the statute of limitations in your state, which can range from 1 to 6 years.