Can Medicare Cover Medical Alert

Medical alert systems provide a lifeline to help you get the assistance you need when you’re unable to get out of your home, whether due to a fall or other health issue. A small radio transmitter on a wristband or pendant connected to an alarm system sends a signal to a response center that can respond with help within a few seconds.

Can Medicare Cover My Medical Alert Device?

Unless you receive coverage through a Medicare Advantage (Part C) plan, Original Medicare, including Part A and Part B, does not pay for a medical alert device. However, you may have other insurance options to lower your out-of-pocket cost or even receive a tax deduction on the cost of your medical alert system.

How Can I Get a Free or Reduced Medical Alert System?

Many people can’t afford to purchase a medical alert system. This is often because of the costs involved, which can include equipment fees, installation and activation fees.





Some systems use a landline to connect with the monitoring center, but there are also cellular options. These typically look like their landline counterparts and simply need a phone jack to initiate a two-way connection.

How Do I Finance a Medical Alert Device?

Depending on the type of medical alert device you choose, you may be able to use a health reimbursement arrangement (HRA) through your employer or flexible spending account to pay for it. Reimbursements are tax-free, and unused funds roll over to the following year on the same plan. safe personal alarm