Medical Alert Systems For Seniors Free Or LowCost

Medical alert systems empower seniors to live safely at home knowing help is only a button press away. They can be costly, but there are ways to save on the system, including sales around Memorial Day, Christmas, and other holidays.

The cost can also be covered by health savings or flexible spending accounts. Additionally, some long-term care insurance policies include coverage for personal emergency response systems.

Cost

A medical alert system can help you stay independent and safe in the event of a heart attack, stroke, hypoglycemic episode, head injury or any other emergency. It can also help your loved ones find you if you have dementia or Alzheimer’s and wander away from home. However, high fees can prevent many seniors from getting a system. Luckily, there are programs that connect seniors with free or low-cost systems.

Before you decide on a medical alert system, consider how you will use it and what features are most important to you. For example, if you travel frequently, you may want a mobile system that works both at home and on-the-go. If you have a small living space, you might prefer a device with a shorter range. Also, be sure to check the up-front equipment fee and monthly service costs.





Most companies require a monthly fee in addition to an up-front equipment charge. Some companies also offer add-on services, such as fall detection or caregiver monitoring. While these features aren’t required, they can make your system more useful and increase its overall cost.

If you have Medicare, you may be able to get a medical alert system for free or at a reduced price. You should start by contacting your local Area Agency on Aging. They can give you information about programs in your area that cover the cost of medical alert systems.

Insurance

A medical alert system provides peace of mind for seniors living independently. It allows them to call friends and family for help or can be programmed to automatically call 911 in the event of a fall. It also comes with a GPS feature that can locate the user if they are in danger. This technology helps prevent the high number of unattended falls that occur among senior citizens. LogicMark FreedomAlert offers this technology at an affordable price of just over $70 per month.

Insurance coverage for Medical alert systems varies by plan type, and it is important to research the available options before deciding on a system. Medicare Part A and Part B do not cover the cost of a medical alert system, but Medicare Advantage plans may offer partial or full coverage for the device. In addition, AARP has a partnership with some medical alert systems to offer members a discount on services.

Contact your local area agency on aging to learn about financial assistance for medical alert systems. They may be able to refer you to a non-profit that offers discounted devices. You should also check with medical alert system companies directly to ask about discounts. Many companies offer price protection policies, which ensure that their monthly monitoring rates will never increase. Some also offer discounts for AARP members, veterans, educators, and service employees.

Local programs

Medical alert systems can be life-saving devices, allowing seniors to call for help at the push of a button. They can also provide peace of mind to loved ones who worry about their health and safety. However, they can be expensive, especially for those on a fixed income. In addition to the upfront cost of the equipment, there are monthly fees for monitoring services. These fees can be high enough to deter some seniors from using a system.

There are a few ways to lower the cost of medical alert systems, including comparison shopping and asking for discounts. Many companies offer discounts to seniors and other groups. Some even give free devices to veterans. Additionally, some non-profit organizations offer financial assistance programs that can help seniors afford a system.

Another option is to look for a Medicare Advantage Plan that covers medical alert systems. These are private insurance plans that can supplement Original Medicare. Some of them cover medical alert systems, but it is important to check the fine print.

Seniors who live alone can also benefit from a medical alarm system by having peace of mind knowing that they can get help if they have an emergency. The device can connect them with a live operator who can send an ambulance or notify family members. It can even detect falls and prevent a fall from becoming fatal.

Discounts

Some life alert companies offer discounts on their equipment and services for seniors who are on a fixed income. This can help them pay for the device and still have money left over for other expenses. These companies may offer discounts based on the subscriber’s age, veteran status, or membership in an organization like AARP. They may also offer a risk-free trial period.

Many medical alert systems have add-on products and services, such as automatic fall detection and location tracking, that cost extra. They may charge a one-time fee for the product or a monthly fee for the service. Our Reviews team has seen that many of these add-ons are popular with subscribers and can help them live independently for longer.

The VA partners with several medical alert system providers to give veterans discounts on their devices. Tricare For Life and some Medicare Advantage plans also cover the cost of medical alert devices. However, these benefits vary by plan and the type of coverage, and they aren’t always clearly outlined in your subscriber portal or guide. Some health savings and flexible spending accounts can also cover the cost of a medical alert system. You should talk to your healthcare provider about these options. They can help you decide if it is the best option for you. In addition, some senior citizen groups and organizations offer funding for medical alert systems. These groups can help you get a device or help pay for installation, activation, and shipping fees.