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Motor Vehicle Accident Compensation in New York
If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you could be eligible to file a lawsuit to seek compensation. Your attorney will advise you on whether your injuries are in line with this threshold.
Insurance companies are experts at contesting your losses. This can result in settlement offers that fall short of what you require.
Damages
If you've suffered injuries in a motor vehicle crash you may be entitled to compensation. These damages are meant to cover the cost of your loss, which includes medical bills along with lost income, as well as property damage. You can also receive compensation for pain and suffering. This type of compensation can be subjective and difficult to quantify. A skilled lawyer for torts can help you get maximum damages for your injuries.
For example, if you have an injury that causes permanent limitations to the use of your leg or arm the compensation you receive could include the cost of future expenses that are related to this impairment. These could include physical therapy, surgeries, or prosthetics. A permanent loss of a leg, or a disfigurement could cause emotional trauma for a lifetime and reduce the quality of life. This is known as mental anguish.
Insurance companies frequently attempt to lower the value of non-economic damages which are intangible. However, a knowledgeable tort lawyer from Morgan & Morgan can make sure you get the full worth of general damages in your case.
Medical bills
Medical bills can quickly pile in the event of an injury in an automobile accident. The bills may seem overwhelming and difficult to bear, especially when you attempt to recover from your injuries.
There are many ways to help car accident victims pay their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the victim's initial medical expenses after an accident. PIP will cover the loss of income in the event that the person is disabled for upto 90 days.
In addition to PIP and health insurance, a victim's insurance and Medicare may also cover their medical bills. The only requirement is that the patient has to prove that the cost is directly related to the accident. This can be accomplished by submitting bills and receipts from the doctor.
Some hospitals and doctors may allow a victim of an accident to negotiate a payment plan in exchange for a lien on the victim's personal injury settlement or verdict. These liens are typically called medical liens or hospital liens. If you fail to settle these claims within a reasonable time of time, the debts could be sent to collection. By tracking and storing their mileage receipts, victims can also claim compensation for the costs incurred when traveling to and from a medical appointment.
Loss of wages
If you are unable to work due to an accident with a motor vehicle it can be extremely difficult to come up with the money. The loss of a few weeks' pay or even a full month could be a major blow to many Americans who live from paycheck to pay. Fortunately, car accident victims typically recover lost wages through car accident lawsuits.
Typically, claims for lost wages are calculated by determining the length of time a injured worker could have worked without injury. motor vehicle accident attorney merced could include missed shifts or overtime hours and also any work that is performed during the hospital stay. To prove loss of income, a request has to be made for documentation from the plaintiff's employer. This could be in the form of letters that prove the duration of their time away from work, and their hourly rate or salary. Other documentation can include pay stubs as well as copies of the injured person's last year's tax return.
It is crucial to ensure that the claim package is completed as soon as is possible following a car crash. The person who was injured will be able to receive the maximum benefit out of their claim. The evidence of the accident will be more convincing when it is given as soon as it is available.
Suffering and pain
The physical and emotional remorse that result from a car accident is difficult to place a value on. It is essential to seek compensation in your case for these losses.
They are referred to as non-economic damages. They can be the result of your pain and suffering, loss of enjoyment of life as well as post-traumatic stress disorder (PTSD) and much more. It can take time to fully appreciate the impact your injury has had on your life, so these costs aren't as simple to quantify as medical bills or lost wages.
Your lawyer can use either of two methods to calculate pain and suffering damages. The multiplier method is the most popular. It involves adding up all of your economic damages including past and future medical expenses, lost income due to your accident and property damage, and then multiplying them by a number ranging from 1.5 to five to determine your total economic damages. The higher the number is, the more serious your injuries are considered.
Another way to measure the degree of pain and suffering is through a per diem basis. Your lawyer may ask the jury to determine a dollar amount per day you suffer. This can be especially helpful to accident victims who work outside of the home or are struggling to care for children while they recover from their injuries.