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Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general, laws assume that a vehicle was operated with the owner's consent.

Laws that increase penalties such as making revocation automatic and targeting social hosts have varying impact on mortality rates. Mandatory education, treatment for alcohol, and interlock devices all have small effects.

Legal Definitions

State laws govern motor vehicle legal terms. The definitions used by the federal government for national standards for fuel economy and licensing requirements for commercial vehicle drivers are mostly administrative and do not apply to states that decide their own registration classifications. These vehicle registration classifications determine whether a motorist must obtain a special license to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For example the definition of light truck encompasses any motor vehicle that has the capacity of the manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. It also excludes any combination of vehicles that is designed primarily to carry property or passengers wholly within the structure of the vehicle, which includes trailers and manufactured homes.

A wheel chair is a machine with wheels, used primarily by people who, due to physical disability cannot move about as pedestrians. A moped is a motor vehicle with fewer than three wheels in contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by the driver who sits on top of it. The person who has the legal title to a vehicle is referred to as the owner of the vehicle.

Traffic Laws

Typically, each state has its own set of motor vehicle laws, which regulate everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles that are covered by law. Some of these laws are akin across states, however others are different. For instance, there are laws that restrict the number of people you can carry in the pedicab. There are laws that prohibit reckless driving on certain types of roads, for instance parking spaces.

Anyone who drives a motor vehicle in violation of these laws can be penalized and liable for fines for doing so. The penalties can range from getting your driver's license revoked and being required to attend traffic school.

The law governing speed limits on roads is one of the most important laws a state has. In New York, for example, it states that the speed limit for a commercial vehicle is the same as that of an automobile.

The law also sets out the definition of the term "motor vehicle." This includes any description of carriage or other device that is driven by mechanical force and employed on a public highway for the transportation of persons or property or for any other commercial use. It excludes trailers and semitrailers such as coaches or house trailers, vehicles that run only on tracks or rails snowmobiles, all-terrain and snowmobiles as well as motorized mobility aids operated by a person with disabilities, self-propelled hay harvesting or corn harvesting machines and tractors.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial losses due to liability for bodily harm or death or property damage caused by a third party caused by the operating, ownership, maintenance, or use of an insured vehicle. motor vehicle accident attorneys kansas city can also protect against physical damage to the vehicle. It must include the name and address of the named insured as well as the coverage provided by the policy. It also contains the amount of the premium and the time for which the policy is in effect, as well as the limits of responsibility. It should also contain an agreement or a statement that the insurance coverage is provided in conformity with the coverage set out in the policy, in relation to bodily injury, property damage, and is subject to all rules of this chapter.

Duncanville law firms often recommend that people read the sample motor vehicle policy in order to understand the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase appears often in statutes that govern vehicle registration and financial responsibility laws.

Examples of coverages covered under a motor policy include commercial auto coverage for vehicles that are used for commercial, business establishments or other activities, employment or occupations done for profit, and automobile liability insurance, which covers PIP MP, MP, as well as uninsured and underinsured motorist coverage (UM/UIM). A majority of states require drivers to have this kind of insurance.

Permissive Use

If anyone other than an insured or family member drives your car and gets involved in an accident, it is crucial to know how insurance coverage works in these instances. This is referred to as permissive use. The specifics of your policy may differ however, in general, most large car insurance companies offer this type of insurance.





However, it is important to note that a person driving your car must have your permission in order to be held accountable for any damage. Permission may be expressed or implied, and does not usually need to be in writing.

In determining if there was implied consent, courts consider the relationship between the parties, their previous behavior and the use of the vehicle and the circumstances surrounding a specific driving incident. A court also will consider if any restrictions were placed on the permissive use, and if even slight deviation from the time, place and use limitations of the original permission would violate these restrictions.

Be aware that adding an additional driver to your auto insurance policy will likely increase your premium, as the vehicle becomes more difficult to insure. It is essential to weigh your options before lending out your vehicle to someone else. Contact Jerry for a no-cost insurance quote and discuss your policy terms.